SBA Loan vs. 401(k) Rollover: Which Franchise Funding Option Is Right for You?

SBA loans and 401(k) rollover programs are two of the most discussed franchise funding options. Neither is automatically the “best” choice. The right path depends on your available capital, credit profile, retirement savings, timeline, repayment comfort, and willingness to take on different types of risk. That distinction matters because funding affects more than how you …